BG-17Credit transferBG-19Direct debitBT-81Payment means type code
Official rule text
[DE-R-024-2] If "Payment means type code" (BT-81) contains a code for payment card (48, 54, 55), BG-17 and BG-19 shall not be provided.
Why this error occurs
The element or combination is not allowed in this context. The file contains something the standard forbids: an element that must not be repeated, a value that contradicts another field, or data that belongs to a different profile.
How to fix it
Remove the offending element or make the two fields consistent as described in the rule text. If your software adds the element automatically, check for a profile setting (e.g. "EN 16931" vs "EXTENDED") or an export option that suppresses it.
What the validator checks
Checked element (context):
UBL
(/ubl-invoice:Invoice/cac:PaymentMeans[cbc:PaymentMeansCode = (48,54,55)] |/ubl-creditnote:CreditNote/cac:PaymentMeans[cbc:PaymentMeansCode = (48,54,55)])[$supplierCountryIsDE and $customerCountryIsDE]Test (XPath):
not(cac:PayeeFinancialAccount) and not(cac:PaymentMandate)Check your invoice
Drop your XML or PDF on the validator and every failed rule is linked to its page here. Free, no account, the file is not stored.
Same check via API:
curl -F file=@invoice.xml https://einvoicechecker.com/v1/validateRelated rules
DE-R-023-1If "Payment means type code" contains a code for credit transfer (30, 58), "CREDIT…DE-R-023-2If "Payment means type code" contains a code for credit transfer (30, 58), BG-18 and…DE-R-025-1If "Payment means type code" contains a code for direct debit (59), "DIRECT DEBIT"…DE-R-025-2If "Payment means type code" contains a code for direct debit (59), BG-17 and BG-18…DE-R-024-1If "Payment means type code" contains a code for payment card (48, 54, 55), "PAYMENT…DE-R-019The element "Payment account identifier" should contain a valid IBAN if code 58 SEPA…DE-R-020The element "Debited account identifier" should contain a valid IBAN if code 59 SEPA…DE-R-030If the group "DIRECT DEBIT" is delivered, the element "Bank assigned creditor…
Frequently asked questions
What does DE-R-024-2 mean?
DE-R-024-2 is a peppol national rule: If "Payment means type code" (BT-81) contains a code for payment card (48, 54, 55), BG-17 and BG-19 shall not be provided.
Will my invoice be rejected because of DE-R-024-2?
Yes. DE-R-024-2 is flagged "fatal"; validators (KoSIT, Peppol access points, the German ZRE/OZG-RE portals, KSeF) reject the invoice until it is fixed.
Which formats does DE-R-024-2 apply to?
Only when the seller (or for some rules the buyer) is in the named country: the rule is triggered by the country code of the party. Dutch rules implement NLCIUS, German rules the XRechnung requirements inside Peppol. Syntax: UBL.
Source: Peppol BIS Billing 3.0.20 national rules (November 2025). Catalogue generated from the official rule sets on 2026-10-15.